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When Can I Retire?
When Can You Retire? Bottom Line Up Front: When you have 25 times your retirement expenditure invested in a well-diversified portfolio, you could be in a good position to retire. Alright, so the exact answer is situationally dependent,...
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Retirement Plans for Small Business Owners
As a small business owner, you have several options to choose from when picking a retirement plan. In this article, we’ll describe some of the key attributes of some of the more popular employer-sponsored retirement plans small...
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The Allure of Credit Cards
Credit cards can be a powerful tool in the world of personal finance but like everything, they’re not without risk. First and foremost, if you carry a balance on a credit card and incur interest, any rewards or benefits you earn are...
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The Roth IRA Pro-Rata Rule
You might be familiar with the backdoor Roth IRA strategy. In 2024, married couples who make more than $230,000 of modified adjusted gross income (MAGI) cannot directly contribute the full limit to their Roth IRAs. At $240,000, their...
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The TCJA Sunset: Three strategies to consider
The Tax Cut and Jobs Act (TCJA) of 2017 was a sweeping tax reform that affected the majority of Americans. The TCJA is set to expire at the end of 2025. While parts of the act could be extended, it’s likely changes will be made...
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